Built for people who want clarity, not another budget lecture

The product started at tax time: bank statements open, receipts scattered, and too much energy spent proving deductions instead of understanding spending. Exporting transactions into a cash flow view made patterns obvious—recurring charges, seasonal gaps, and trade-offs that were invisible in the bank app alone.

I'd already spent decades building banking software in London and Sydney before turning that professional lens on my own finances. The goal was never guilt budgeting. It was the same approach finance teams use: see cash flow clearly, review monthly, and decide with full context.

Read the full story in The Tax-Time Spreadsheet That Became This App.